plan ur money

it's 12.08am now.

amazing eh i didnt sleep yet. hehe... i was well known among my close friends as Cinderella because i have to sleep before 12, by hook or by crook. or else... i will look like a zombie yg dipaksa2.. hehe.

tapi tak tau la kenapa terasa terpanggil-panggil plak nak jot down something on my blog. maybe selepas peristiwa hari ni.. hehe.

alkisahnya, yesterday, i only have rm50 not in my purse. syiling2 tu ignore la kan? then pas beli breakfast etc.. tinggalla dalam rm40 something. pastu hari ni, before ke seminar di uitm dihatiku, tasha beli breakfast. sampai kat lecture hall, tasha beli buku drpd Dr Parmjit. it cost rm34. then i went tu seksyen 2 to fotokopi notes which cost me around rm5. balik je, sebab dah lapar sangat tasha pun singgah kedai tuk beli lunch. i check my purse ade rm6 je? so, tasha pun beli rojak mamak that is rm3.50. pastu teringat nak beli roti la plak.... so tasha pun beli la roti gardenia, rm3. end up, no money left in my purse! haha~

so, based on the introduction that ive written above... leh teka x pe yg tasha nk ngomel2 kat sini?

ye..ye.. tepat sekali kepada yg tepat. yang tak tepat leh cuba ag lenx..hehe (ni sindrom tak tdo ag di tgh2 mlm...maaf)

tasha nk cite sal 2 tabung yang perlu kita ade. tasha dengar sal tabung ni pun dalam " Wanita Hari Ini ". tabung2 itu adalah

• Tabung Impian
• Tabung Masa Depan

memang la bila dah besar2 ni leh kira ngan jari la sape ade tabung kat uma. tabung kat sini analogi je. tak semestinya tabung piggy bank tu. ia berkait rapat ngan financial planning. yang ni memang mak tasha dah tekankan kat tasha dari kecik2 dolu2 ag. simpan duit! bukak akaun ASB. duit dalam tabung haji tak leh kuarkan. strictly allocate % of ur monthly income 4 savings. beli umah dari sekarang, as property investment... n mcm2 ag la pesanan mak.

Tabung Impian?

so, apakah impian anda? please allocate some of ur savings into this. setiap orang ade impian kan? cam nk wat backpacking around Europe ke(cam title lagu Yuna je..hehe), nak gi wat Haji ke, nak kawen grand2 kat hotel 5stars ke, nak beli kereta idaman ke... nak bina uma yg super cantik cam dalam Full House tu ke.. wah2... impian, boleh la nak letak ape2 pon. but make sure it is realistic and can be achieveable k?

Tabung Masa Depan?

sebab tu ade nye skim insurans. ceewah, ni dah masuk area tasha ni. buying insurance provides u financial protection for ur future, it can be for u and also for ur loves one kan? kite kne pandang jauh ke depan tentang hidup kita nanti. how good our lives would be? how bad our lives can be? hidup ni kan seperti roda.

so, ni je la nak share. make sure u plan ur financial properly. bukan ape, tasha rasa sedeyh sket sbb tasha kuarkan duet dr atm td. kalau boleh xmo la asyik kuarkan duet... dah kuar duet mula la beli macam2. dasar shopaholic. gtu la...

akhir kata:

FINANCIAL PLANNING IS VERY IMPORTANT!

nite all~ zzz...